Jyotirgmay Swasth Vima Yojna
Home » Services » Jyotirgmay Swasth Vima Yojna

Family Definition: Member (Self) + Spouse + 2 dependent children (up to 21 Years of age)

Age Limit: 18-65 years

Sum Insured Options and Premium Details
• Silver Plan- Rs. 2,00,000/- at a Premium of Rs.3850/- plus Service Tax
• Gold plan- Rs. 3,00,000/- at a Premium Rs.5930/- plus Service Tax
• Platinum Plan- Rs. 5,00,000/- at a Premium of Rs. 8800/- plus Service Tax

Pre Existing Diseases Covered from Day 1
• In the 1" year- Pay 50% of the Cairn Amount
• From 2"' Year Onwards- Pay nothing
30 days Pre -Hospitalization and 60 days Post -Hospitalization Covered
Maternity Benefit Covered after 12 months with limits for:
• Normal- Rs. 20,000/-
• C-Section- Rs. 30,000/-
Room Rent • Normal Room. 1.5% of 5.1(2, 3 and 5 Lac)
• ICU-3% of SI (for 2 and 3 lac); 2.5% SI (for S Lac)
Cost of Health Check up Covered upto 1% of Sum Insured after 3 claim free years (only for primary Insured)
Personal Accident Insurance Benefit Covered upto Mediclaim Sum Insured
Ambulance Charges Covered upto Rs. 1500 (per hospitalization)
Funeral Charges Covered upto Rs. 1000
Additional Dependent Children Covered upon payment of additional 10% Premium
Members of Age: 66 to 75 Covered upon payment of additional 10% Premium
Day Care procedures Covered
Total Knee Replacement Covered after 12 months
Cataract Covered upto Rs. 25.000/- (50% co-payment in first year)
Type of Hospitalization Cashless
Portability Covered with continuity benefit
Domiciliary Hospitalization Upto 10% of S.I (Limited upto Rs. 75,000/-) for ri oad accidert and Critical Illness

Jyotirgmay Swasth Vima Yojna as List of hospitals as on 27.04.2016 Download List